Debt Help & Support Specialists
Get help with your debts today and see what options are available.
- Write off unaffordable debt*
- Lower monthly repayments
- Freeze interest and charges
*May not be suitable in all circumstances. Your credit rating may be affected. Fees apply on successful applications which will be advised and built into your payment plan.
How much debt do you have?
Money Helper (formerly The Money Advice Service) is a free service set up by the Government to help people make the most of their money. If you would like to learn more click here.
Which debts are you struggling with?
Credit cards, store cards, personal loans, overdrafts, payday loans, catalogues, council tax arrears, utility bills and more may be included subject to your circumstances.
Understanding debt solutions
Explore the formal and informal debt solutions available in the UK.
Individual Voluntary Arrangement (IVA)
A legally binding agreement to pay back an affordable portion of your debt over a set period.
Learn moreDebt Management Plan (DMP)
An informal agreement to lower the monthly payments being paid to your creditors.
Learn moreDebt Relief Order (DRO)
A formal debt solution that lasts 12 months, subject to strict qualifying criteria.
Learn moreBankruptcy
A formal, legal procedure where you apply to write off your debts.
Learn moreHow we help
Free assessment
Tell us a little about your situation using our quick eligibility form.
Review your options
A specialist will walk you through the debt solutions available to you.
Take back control
Begin a plan that suits your circumstances and start moving forward.
See if you qualify today
Takes less than a minute. No impact on your credit score for checking.
Check If You Qualify